Skip to content

Property type · Monaco

Buy an apartment in Monaco

Monaco sells scarcity: two square kilometres between the Rock and the sea, international demand and a supply that renews itself tower by tower. Home Select hunts the apartment for sale in Monaco before it is listed, qualifies it remotely and brings you over only for the decisive viewings.

A first confidential conversation, with no commitment

Home Select since 2011 · 1,200+ buyers guided · 4.8/5 on Google (140 reviews) · Paid 100% on success

Carte T professional licence · Professional liability insurance · FCI member

On the ground

The apartment market in Monaco, in figures

The Monegasque apartment is read in no French file: the Principality has its own registers, its own notaire and its own registration duties, and the best homes often trade before publication. The market splits between the recent seafront towers, from Larvotto to Mareterra delivered in 2024, and the renovated older buildings of Monte-Carlo and La Condamine. The view commands everything: sea, Rock or Port Hercule, two windows of the same tower do not compare, and a terrace changes the scale of a floor.

Around the Principality the scale changes with the border: Beausoleil and its balcony over the Rock, Cap-d’Ail to the west, Roquebrune-Cap-Martin and Menton to the east offer other floor areas, other charges and French law. Before an offer in Monaco, the documents decide: co-ownership rules and minutes, real charges, voted works, and the view checked window by window on video.

Monaco

Where exactly, in Monaco and around?

Monte-Carlo and the Carré d’Or for the great renovated addresses around the casino; La Condamine and Port Hercule for neighbourhood life and the market; Larvotto and avenue Princesse-Grace for the floors facing the beach; Mareterra, the district won from the sea and delivered in 2024; Fontvieille for its recent residences and their calm.

On the ground

Why use a buyer’s agent for your apartment in Monaco?

The best addresses never list

On this market, a share of the sought-after properties sells before publication, between families and through notaires and local networks. Home Select receives more than 100 off-market properties every day from its network of 15,000 partners.

You only view the essential

Every lead is verified and priced for you before you travel, on file then on a video viewing: you view only the shortlisted properties, your decisive viewings grouped into a single trip. Home Select then defends your offer, with a complete file and the actual sales of the area in hand.

The building audited before you commit

Surveys, co-ownership rules, easements, local building specifics: every document is checked before you commit.

One method, two ways in

Both are billed only if the property is found and the purchase completed. On top comes 10% of the negotiated reduction: Home Select is also paid on what you save.

Haussmannian living room with fireplace and open view

Exclusive

Exclusive search mandate

2.5% of the net purchase price, minimum €10,000 incl. VAT + 10% of the negotiated reduction

The full service, for every budget: brief, sourcing, off-market, pre-visits, negotiation and follow-through to the notary signing.

The Exclusive offer
Ornate door knocker on a deep blue door

Confidentielle

Simple search mandate

1.5% of the net purchase price, projects from €2M + 10% of the negotiated reduction

The very same full service, on a selection made exclusively of off-market properties. For buyers who never want to see their search on a portal.

The Confidential offer

Monaco

Other pages by property type

Frequently asked questions

Buying an apartment in Monaco: your questions

Monaco or neighbouring France for an apartment?

Two regimes, two markets. The Principality’s apartment is signed before a Monegasque notaire, with registration duties of its own, and turns on the view, the floor and the condition of the co-ownership. Beausoleil or Roquebrune-Cap-Martin offer larger floor areas on the French side, right at the border. Use decides: Monegasque residence or daily access to the Principality.

How do you check an apartment in Monaco before the offer?

On documents first: co-ownership rules, general-meeting minutes, the detail of charges and the Principality’s surveys. Then on video: the view, sea, Rock or port, is checked window by window, floor by floor, and the noise of an avenue does not read on a floor plan. Home Select runs this check before any negotiation, and then coordinates the Monegasque notaire through to signature.

How long does it take to buy in Monaco with a buyer’s agent?

The calendar depends on how rare the target property is in Monaco and on your availability: Home Select frames it at the brief, then holds it. Properties are first seen on video, and your decisive viewings are grouped into a single trip.

How do you reach off-market properties in Monaco?

Through the network and direct approach: Home Select receives more than 100 properties every day from its 15,000 professional partners before they go on sale, and also contacts owners when the setting calls for it. In Monaco, the monitoring starts with two sectors: Monaco-Ville, the Rock, then Monte-Carlo and the Carré d’Or. That is often where the unfindable property is.

What are your fees for buying an apartment in Monaco?

Home Select, a buyer’s agent in Monaco, charges 2.5% of the net purchase price (minimum €10,000 incl. VAT) on the Exclusive offer, or 1.5% on the Confidential offer for projects of €2m and above, plus 10% of the negotiated reduction in both cases. Home Select is paid on success only, and also on what you save: nothing is due until you have bought.

What happens next

  1. A buyer’s agent reads your request and answers within one working day.
  2. A first confidential conversation: how you will use the property, the real budget, the non-negotiable criteria, the timing.
  3. A written brief, and a search started within the week. Nothing is due until you have bought.

Your project in Monaco

A first confidential conversation, with no commitment. A buyer’s agent answers within one working day.

4.8/5
On Google (140 reviews)
1,200+
Buyers guided
100%
On success, nothing upfront

It takes 1 minute.