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Buying in France from abroad

The buyer’s file that gets you shown an off-market property: four documents, and what none should cost

People ask how to access off-market properties as if there were a list to sign up to. What exists are sellers who choose whom they show their property to. This dossier says what they really filter, the four documents that convince them, and how to present them when buying from abroad.

A cove with turquoise waters below the white cliffs of Saint-Jean-Cap-Ferrat
Saint-Jean-Cap-Ferrat, Côte d’Azur

By Jean Mascla, founder of Home Select Updated · 5 min read

A question asked the wrong way round

The question is always asked the wrong way round. People ask how to access off-market properties, as if there were a list you sign up to. What exists are sellers who choose who they show to, and it is they who must be convinced.

What a discreet seller actually filters

Not money. A seller who refuses a listing is first refusing something else: viewings driven by curiosity, buyers who discover their project while viewing, appointments cancelled the day before. They have accepted selling more slowly in exchange for less traffic.

What they filter is therefore wasted time. A buyer whose budget, financing and criteria are written down goes ahead of a wealthier buyer who has settled nothing. It is counter-intuitive, and it is the key to the subject.

The four documents

A written search mandate, signed with a professional holding the carte T. It tells the seller who they are dealing with and who answers for confidentiality. Without it the conversation does not happen, because nobody opposite is putting their liability on the line.

Financing already assessed, with an agreement in principle to back it. A sale that fails on the loan sends the seller back to the market they were avoiding, and they know it. It is the document that weighs most, before even the amount.

Settled criteria: area, size, upper budget included. A brief that shifts at every viewing signals a project that is not ripe, and a professional will not show a property twice to a moving target.

Real availability to view within the week. Discretion has a counterpart: the sale plays out quickly when it plays out.

What none of these documents should cost

No sum may be asked of you before the transaction is actually concluded. Article 6 of the law of 2 January 1970 forbids it to any professional holding a mandate.

An entry fee, a subscription, file charges to "access the network" are therefore unlawful, whatever wording is used and whatever the quality of the website offering them. It is in fact the most reliable signal for telling real access from a promise of access.

A cove with turquoise waters below the white cliffs of Saint-Jean-Cap-Ferrat

Saint-Jean-Cap-Ferrat, Côte d’Azur

The file seen from the other side

Write it as the seller will read it, not as you live it. Three lines are enough: who you are and where you come from, what you are looking for with an upper budget owned up to, and how you finance with a date when funds are available.

A foreign buyer usefully adds a fourth line: how they will sign if they cannot travel. It is a question the seller will ask themselves, and answering it before it is asked beats discovering it when the deed date is set.

What it opens, and what it does not

A good file gets you shown properties. It does not get you a lower price, and it replaces no checking.

What confidentiality shifts is the number of people facing you and the time you have, not the property’s value nor the seller’s obligations. The negotiating room depends above all on the property’s origin, not on the quality of your presentation, and what you must check remains entire: surveys, co-ownership documents, private floor area, the cooling-off period.

What Home Select organises for your off-market access

Home Select searches and negotiates for the buyer, and for the buyer alone. Your property finder checks the property, the building’s documents and the calendar before you commit, and flags what deserves a question to the notaire or a clause in the offer.

Around the purchase, we introduce the partners used to buyers who live abroad: bilingual notaire, mortgage broker, lawyer, sworn translator. Each acts under their own responsibility; we keep the calendar, from the offer to the handing over of the keys.

Frequently asked questions

Do you have to pay to access off-market properties?

No, and a request of that kind should alert you. Article 6 of the law of 2 January 1970 forbids any professional holding a mandate from receiving a sum before the transaction is actually concluded. An entry fee, a subscription or file charges presented as the price of access to a network run against that text, whatever wording is used.

Is a high budget enough to be taken seriously?

No, and that is what surprises most. A seller who refuses a listing also refuses viewings driven by curiosity: what they filter is wasted time, not financial standing. A buyer whose budget, financing and criteria are written down goes ahead of a wealthier buyer still discovering their project as they view.

Do you need a search mandate to reach these properties?

It is what makes access possible in practice, because it tells the seller who they are dealing with and who answers for confidentiality. A search mandate is signed with a professional holding the carte T, it is written on pain of nullity, and it gives rise to no payment before the transaction is actually concluded.

Which documents should you gather to be shown an off-market property?

A written search mandate, signed with a professional holding the carte T. It tells the seller who they are dealing with and who answers for confidentiality. Without it the conversation does not happen, because nobody opposite is putting their liability on the line.

How do you present your buyer’s file when you live abroad?

Write it as the seller will read it, not as you live it. Three lines are enough: who you are and where you come from, what you are looking for with an upper budget owned up to, and how you finance with a date when funds are available.

Does a good file mean buying for less?

A good file gets you shown properties. It does not get you a lower price, and it replaces no checking. What confidentiality shifts is the number of people facing you and the time you have, not the property’s value nor the seller’s obligations. The negotiating room depends above all on the property’s origin, not on the quality of your presentation, and what you must check remains entire: surveys, co-ownership documents, private floor area, the cooling-off period.

Preparing a purchase in France from abroad, or already an owner there? Describe your situation: a Home Select property finder answers within one working day, and the file starts with the right partners, in the right order.

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