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Where to buy in France

Which region of France for a British buyer? The Channel, the South-West, the Mediterranean and the Alps

The British have been buying in France for half a century, and Brexit did not change their right to buy: it changed how they stay, how they finance and how they pass property on. This dossier compares the regions they choose, with the real prices of recorded sales, then says what a buyer living across the Channel must settle before signing.

The walled city of Saint-Malo seen from the sky, the Môle des Noires jetty and the harbour
Brittany - Saint-Malo - The walled city from the air

By Jean Mascla, founder of Home Select Updated · 10 min read

What changed for a British buyer since Brexit

Nothing for the purchase itself: French property law does not distinguish nationalities, and a British citizen buys a flat, a house or a château on the same terms as a French one. Three things changed. The stay, first: without a visa, a British citizen spends at most 90 days in any 180-day period in the Schengen area, France included; beyond that, they apply for a long-stay visa, the visitor visa for a second home occupied several months a year. Border crossings are now recorded by the European entry and exit system, and an electronic travel authorisation has been announced.

Financing, next: a French bank still lends to a UK resident, with a larger deposit, more documents and a discount on income in pounds. Tax, finally: the France-UK treaty still prevents double taxation, the income and the capital gain of a French property remain taxed in France, and a UK resident affiliated to the social security of their country benefits, on proof, from the 7.5% solidarity levy instead of the 17.2% social charges on resale. The dossier Buying in France from the United Kingdom details each of these points.

The Channel: Brittany, Normandy, the Opal Coast

The regions closest to the United Kingdom keep their faithful: people come by car on the ferries, come back often, stay all year. Brittany sells granite houses facing the sea and longères inland; Normandy its manors, its villas in Deauville and its houses in Honfleur; the Opal Coast its villas in Le Touquet. The real prices of recorded sales give the scale: €4,400/m² for a house in Saint-Malo, €4,700/m² in Dinard, €6,200/m² in Deauville, €8,900/m² in Le Touquet (DVF / DGFiP via data.gouv.fr, October 2026 release, 12 months to end of June 2026).

  • For whom: buyers who will come often, by car, with the animals, and want a house that can be lived in all year.
  • The homes: fishermen’s houses and seaside villas on the coast, longères and manors inland, seafront flats in Dinard and Deauville.
  • The pitfalls: the coastal law that freezes extensions, individual drainage to check inland, damp in old houses, the increased residence tax in seaside municipalities.

The Brittany guide, the Normandy one and the Opal Coast one compare the towns one by one.

The rural South-West: Dordogne, Charente, Lot

This is the British France par excellence, that of honey-stone houses, restored farms and bastide villages, where a community settled since the 1990s has its shops, its associations and its English-speaking tradespeople. Prices there remain the gentlest of the regions in this dossier, and the choice of character homes is the widest; in return, an isolated property resells more slowly, and access depends on regional airports and their seasonal routes.

  • For whom: buyers who want space, a garden, an outbuilding, village life, and accept the car for everything.
  • The homes: maisons de maître, restored farms and barns, mills, small châteaux and manors, whose rules the château guide and the character homes guide describe.
  • The pitfalls: roofs and timber frames, drainage, rights of way, works carried out remotely, and a narrower resale market than on the coasts.

The Atlantic South-West: Bordeaux, Arcachon, the Basque Country

Between the vines and the ocean, the Basque Country and the Atlantic coast attract British buyers who want a lively city and a beach: Bordeaux and its échoppes, Arcachon and Cap Ferret, Biarritz and its surf coast. The real prices: €4,100/m² for a flat in Bordeaux, €8,000/m² for a house in Arcachon, €7,900/m² in Biarritz (DVF / DGFiP via data.gouv.fr, October 2026 release, 12 months to end of June 2026).

  • For whom: working or recently retired buyers, who want a city, the ocean and direct flights.
  • The homes: échoppes and hôtels particuliers in Bordeaux, villas of the Ville d’Hiver in Arcachon, neo-Basque houses and seafront flats in Biarritz.
  • The pitfalls: the coastal law and the erosion of the shoreline on the bay and the Landes coast, the old co-owned buildings of Biarritz, the increased residence tax.

The Basque Country guide and the Atlantic coast one detail each resort.

The Mediterranean South: Provence, the Riviera, Languedoc

The South is the choice of those who want winter sun and an international life. The French Riviera lines up the most expensive markets of this dossier, €4,900/m² for a flat in Nice and €6,800/m² for a house in Antibes; Provence offers the bastides of the Aix countryside, €6,000/m² for a house in Aix-en-Provence, and the villages of the Luberon; Languedoc, from Uzès, €3,800/m² for a house, to Montpellier, remains the most affordable South (DVF / DGFiP via data.gouv.fr, October 2026 release, 12 months to end of June 2026).

  • For whom: buyers who will come in every season, by plane, and want an international community, schools and hospitals.
  • The homes: bourgeois flats and villas with a view on the Riviera, bastides and mas in Provence, village houses and hôtels particuliers in Languedoc.
  • The pitfalls: fire risk and compulsory brush clearing, water and boreholes, seafront co-owned buildings, off-market homes that sell without a listing.

The guides to the French Riviera, Provence and Languedoc compare the towns and the villages.

The walled city of Saint-Malo seen from the sky, the Môle des Noires jetty and the harbour

Brittany - Saint-Malo - The walled city from the air

The Alps and the lakes: skiing, and summer

French resorts welcome a faithful British clientele every winter, and a share of it buys: a flat in Chamonix, €10,000/m²; in Megève, €9,400/m²; in Courchevel, €11,800/m²; or, to live year-round, in Annecy, €5,100/m² (DVF / DGFiP via data.gouv.fr, October 2026 release, 12 months to end of June 2026). The Alps have also opened up to summer, which changes resale and use.

  • For whom: skiers who want a home of their own rather than a rental every winter, and families looking for a lake in summer.
  • The homes: flats in high-end residences, old chalets to renovate, new chalets bought off-plan.
  • The pitfalls: mountain co-owned buildings and their charges, regulated holiday lets, open fireplaces banned in the Arve valley, aspect and altitude that make the price.

The guide to buying in the mountains and the Alps one detail resort by resort.

The regions compared

RegionAccess from the UKSeasonHomesPrice marker
Brittany, Normandy, Opal CoastFerries and car, trains from ParisAll year, mild summerStone houses, seaside villas, manorsHouse in Saint-Malo: €4,400/m²
Dordogne, Charente, LotRegional airports, seasonal routes, carSpring to autumnFarms, maisons de maître, small châteauxThe gentlest of this dossier
Bordeaux, Arcachon, Basque CountryDirect flights, high-speed railAll yearÉchoppes, villas, neo-Basque housesHouse in Biarritz: €7,900/m²
Provence, Riviera, LanguedocDirect flights all yearAll year, mild winterVillas, bastides, bourgeois flatsFlat in Nice: €4,900/m²
Alps and lakesFlights to Geneva and Lyon, then roadWinter and summerResort flats, chaletsFlat in Chamonix: €10,000/m²

The markers are the medians of recorded sales (DVF / DGFiP via data.gouv.fr, October 2026 release, 12 months to end of June 2026); a home with a view, on the water or ski-in ski-out sells well above.

Money: the pound, the loan, the costs

The price is paid in euros, into the notaire’s account: a buyer who sells in pounds fixes the rate with a currency specialist, sometimes months ahead, so that the reduction negotiated on the price is not taken back by the currency market. The dossier on paying in a foreign currency explains the tools. A French loan remains possible: the bank asks for a larger deposit than from a resident, discounts income in pounds and wants loan insurance; the dossier on the loan for a non-resident says what to gather.

The costs are the same as for a French buyer: around 7 to 8% of the price on an existing home, under 3% on a new build, plus the buyer’s agent’s fee, due on success. The total cost of buying as a non-resident lays them out in a minute, on completion, every year and on resale, in pounds sterling if you wish; the documents checklist lists what the notaire and the bank will ask a UK resident for.

The pitfalls of a British purchase in France

  • No automatic survey: the seller provides the compulsory diagnostic reports, but the state of the roof, the timber frame and the drainage is checked by a building surveyor at the buyer’s request, before the offer.
  • Withdrawal: ten days after the preliminary contract, without reason; after that, only a condition precedent releases.
  • Forced heirship: a share of the estate goes to the children, unless the will chooses English, Welsh, Scottish or Northern Irish law, as the European regulation allows a British citizen to do; the dossier on inheritance details it.
  • The matrimonial regime: a couple married in the United Kingdom buys under a regime the French notaire must characterise; the dossier on the foreign matrimonial regime explains the consequences.
  • The residence tax on a second home, increased by up to 60% in the tense municipalities of the coast and the resorts.
  • The 90 days: a second home occupied more than 90 days in 180 requires a long-stay visa, to be prepared before the purchase, not after.

The France-UK tax treaty settles the double taxation of income and capital gains; a tax adviser used to both countries refers to it from the purchase.

What Home Select does for a British buyer

Home Select has been a buyer’s agent since 2011: brief by video call, search across the whole market and off-market homes, video pre-viewings, decisive viewings grouped into a single trip, negotiation on actual sales, then coordination of the bilingual notaire, the broker for non-residents, the currency specialist and the sworn translator through to the keys. The Buying from abroad page describes this journey in English.

The fee is due on success only: 2.5% incl. VAT of the net purchase price with the Exclusive Offer, minimum €10,000 incl. VAT, or 1.5% incl. VAT with the Confidential Offer for projects of €2M and above, plus 10% incl. VAT of the negotiated reduction; the details are on the fees page.

Frequently asked questions

Can a British citizen still buy in France after Brexit?

Yes, exactly as before: no authorisation is needed to buy a home in France, whatever the nationality. Brexit changed the stay, limited to 90 days in 180 without a visa, financing, a little more demanding, and a few rules of tax and inheritance, not the right to buy.

How long can a British citizen spend in their second home in France?

Without a visa, at most 90 days in any 180-day period across the whole Schengen area. To spend more time there, a long-stay visitor visa is applied for before departure, with means and insurance conditions; it is renewable. A specialist lawyer prepares the application; the purchase does not replace it.

Where do the British buy most in France?

Historically in the rural South-West, Dordogne, Charente and Lot, then in Brittany and Normandy for proximity, in Provence and on the Riviera for the climate, in the Alps for skiing. The cities of Bordeaux, Nice and Annecy attract more and more buyers who want a year-round life.

Does a French bank lend to a UK resident?

Yes, with a larger deposit than from a resident, a discount on income in pounds, more documents, translated, and loan insurance. A broker used to non-residents puts several banks in competition; Home Select introduces them from the brief.

Which social charges on resale for a UK resident?

The 7.5% solidarity levy instead of the 17.2% social charges, on proof of affiliation to British social security, the agreement concluded with the United Kingdom having kept the coordination of the schemes. The 19% capital gains tax applies besides, with the allowances for years of ownership.

Can a British citizen choose English law for their succession in France?

Yes. The European succession regulation lets any national of a State, member of the Union or not, submit their succession to the law of their nationality by a clause in their will; France applies that choice, which sets aside French forced heirship. The notaire drafts this clause before the purchase.

Do I have to travel to France to buy?

Once, for the grouped decisive viewings, and not always: the preliminary contract is often signed remotely by electronic signature, the deed by apostilled power of attorney. Home Select runs the search, the video pre-viewings and the negotiation from the brief through to the keys.

Which region resells best?

Those where buyers are both local and international and where sales are numerous: the Riviera, the Basque Country, Bordeaux, Annecy, the large Alpine resorts. An isolated property in the rural South-West resells, but more slowly; recorded sales, public in France, measure that liquidity municipality by municipality.

The Channel, the South-West, the Mediterranean or the Alps? Describe your project: a Home Select buyer’s agent calls you back within one working day to set the region, the budget in pounds and euros, and the timeline, with no commitment.

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